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  • Posted in: Open Discussion

    Good morning everyone! Currently we offer savings transfers to checking accounts to cover overdrafts for a fee to all members automatically. (in our agreement) We would like to change that to offer an opt in or out option. Would anyone happen to know if we would have to have a member signature for opting ...

  • Posted in: Open Discussion

    Hello fellow OCUL members, Like many credit unions, the marketing team at FFCCU has questions about the marketing challenges specific to credit unions. And we figured the best way to get those answers is to go straight to the source! So we're asking the heads of marketing and/or the CEO at your credit ...

  • Posted in: Open Discussion

    Hi JoAnne, Happy Wednesday! From a regulatory perspective, there does not appear to be any statutes that require documents to be signed individually. Thus, this will be a business risk decision. From a safety and soundness perspective, in addition to the heightened scrutiny surrounding Fair Lending ...

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