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Typically, we always gather proof of income for loans, but our policy reads as follows: " All loan applicants, including joint and co-applicants, may be required to verify their stated income if there is reason to question the salary amount, or the member does not have a deposit ...

We are very similar to Anthony, where the first two tiers of credit we do not require proof of income, but can ask for it as needed. There are still specific situations we may ask for proof of income depending on dollar amount for example. ------------------------------ Corna Regional Manager Bridge ...

Stacy, We currently have our requirement that we require any POI for B tier credit and below with a stipulation that underwriting and processing can require it at any point. With the current economic conditions we have been seeing more and more manufactured income and bank statements come through so ...